{"id":32,"date":"2021-07-29T04:00:00","date_gmt":"2021-07-29T10:00:00","guid":{"rendered":"https:\/\/www.letsinsure.org\/blog\/?p=32"},"modified":"2021-08-01T19:08:52","modified_gmt":"2021-08-02T01:08:52","slug":"do-i-need-sr-22-insurance-if-i-do-not-own-a-car","status":"publish","type":"post","link":"https:\/\/www.letsinsure.org\/blog\/do-i-need-sr-22-insurance-if-i-do-not-own-a-car\/","title":{"rendered":"Do I Need SR-22 Insurance If I Do Not Own a Car?"},"content":{"rendered":"<p>SR-22 is a form filed with the state to prove you have the minimum car insurance required for San Diego, CA. This form is also referred to as a &ldquo;Certificate of Financial Responsibility&rdquo; and is required by most state&#8217;s departments of motor vehicles for high-risk insurance policies. Not everyone is required to obtain an SR-22. The SR-22 form is typically required for those drivers who have been caught without insurance or a valid driver&#8217;s license.&nbsp;<\/p>\n<p>Our agents at Let&rsquo;s Insure can help you determine if an SR-22 is required and help you through the process.&nbsp;<\/p>\n<p><strong>Why Would I Need an SR-22?&nbsp;<\/strong><\/p>\n<p>You may be required to get an SR-22 by your state, or the courts can order it. If your SR-22 request is state-ordered, you typically will receive a letter from your department of motor vehicles. If the request is court-ordered, the judge notifies you of this requirement during your hearing.&nbsp;<\/p>\n<p>Common reasons for an SR-22 to be required include:&nbsp;<\/p>\n<ul>\n<li>Having a DUI\/DWI conviction<\/li>\n<li>Having too many at-fault accidents\/violations<\/li>\n<li>Driving without enough insurance<\/li>\n<li>Being a repeat speeding offender<\/li>\n<li>Not paying court-ordered child support<\/li>\n<li>Having a hardship license<\/li>\n<\/ul>\n<p><strong>Do I Need SR-22 if I Do Not Own a Car?&nbsp;<\/strong><\/p>\n<p>Certain circumstances may still require you to have an SR-22 even if you do not own a vehicle. For example, there may be times when you might borrow a car from a friend, which would still require you to have a valid driver&#8217;s license. In addition, as a high-risk driver, even if you do not own a vehicle, you will still need to file a non-owner SR-22 certificate to drive a borrowed car.&nbsp;<\/p>\n<p>San Diego, CA high-risk drivers can continue driving under special circumstances after filing their SR-22. Call us today at Let&rsquo;s Insure for additional information and assistance filing your SR-22 documents.&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SR-22 is a form filed with the state to prove you have the minimum car insurance required for San Diego, CA. This form is also referred to as a &ldquo;Certificate of Financial Responsibility&rdquo; and is required by most state&#8217;s departments of motor vehicles for high-risk insurance policies. Not everyone is required to obtain an SR-22. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9,7],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-lets-insure-2","tag-san-diego-ca"],"_links":{"self":[{"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/posts\/32","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/comments?post=32"}],"version-history":[{"count":1,"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions"}],"predecessor-version":[{"id":33,"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/posts\/32\/revisions\/33"}],"wp:attachment":[{"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/media?parent=32"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/categories?post=32"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.letsinsure.org\/blog\/wp-json\/wp\/v2\/tags?post=32"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}