Risks around your home that may require additional liability insurance

Being a homeowner is one of the biggest decisions people ever make. It is a major financial decision and comes with risks. Those risks can be mitigated by having the right home insurance. At Let’s Insure in San Diego, CA, we have been meeting the insurance needs of our clients. We believe it is important for there to be good communication between insurance agents and clients. The better we know our clients, the better we can make sure they have the right insurance.

Your furry friend

You may think of your dog as a family member, but they are much more than that. They can be a huge risk. So great is the risk that your home insurance will not cover some breeds. Talk to your insurance agent about your furry friend to ensure they will be covered if they ever get involved in an incident with a visitor. 

Swimming pool

Swimming pools add value to your backyard and provide a great place to gather and enjoy when the weather is warm. Having said that, they also provide a lot of additional risk to your home. It isn’t just your family and your guest who may cause that risk. You need to follow all local ordinances to protect your pool from others in your neighborhood who may decide to enter your pool even without permission. 


Trampolines are very popular with children these days. If your children invite their friends over to enjoy the bouncing fun with them or a neighborhood child decided to use your trampoline without permission and is injured, you could be sued. Securing the trampoline is important when it is not in use. 

Owning a home comes with risks, and making sure you have enough liability protection is important. Contact Let’s Insure in San Diego, CA to discuss how much liability coverage you need.