If you are a well-known person in San Diego, CA, you may be at risk for additional lawsuits. Often, this litigation can be frivolous and eventually dismissed in court, but you may have unexpected expenses that can run into thousands of dollars. An umbrella insurance policy from Let’s Insure can help protect you against these additional risks.

Why Public Figures Face Greater Risk

You may not think you are well-known beyond your circle. Still, if you are a public official of a small community, a board member of a prominent corporation, or anyone else who may be known to the general public, you have greater visibility than your neighbor next door who works a "normal" job. This visibility puts you at a greater overall risk of being sued. As a public figure, you are more likely to be sued for things like defamation, libel, breach of contract, or accidents that may be attributed to your public actions. Some people see fame, however fleeting it may be, as an opportunity to cash in on misfortune.

How an Umbrella Policy Protects You

Purchasing a personal umbrella policy provides an extra layer of protection beyond auto, homeowner’s, and other policies you already have. Many public figures face lawsuits with higher requested damages than people without fame may face for the same actions. Umbrella coverage kicks in when the liability limits of your other policies have been exhausted. It will cover court costs, regardless of whether you are found at fault for your actions. A personal umbrella policy can help protect your business, as well as your accumulated wealth.

Give yourself peace of mind by considering an umbrella policy from Let’s Insure, serving residents of San Diego, CA. Contact our office today to learn more about our services.