Why travel insurance is a good investment when you’re traveling

Posted on August 29, 2025August 11, 2025 by admin

It’s estimated that the average American vacation costs more than $7,000—a significant investment. If something unexpected happens and your plans change, you could face financial losses if you don’t have the right travel insurance. At Let’s Insure in San Diego, CA, we are an independent insurance agency, which means we offer our customers a wide range of options to suit their needs.

What Does Travel Insurance Provide?

The primary benefit of travel insurance is peace of mind. Life is unpredictable, and things can go wrong. After saving and planning for a trip, it would be devastating to lose your hard-earned money due to unforeseen circumstances. Unfortunately, airlines, hotels, resorts, and cruise lines often prioritize their bottom line over customer concerns. If you’ve booked non-refundable rates or bargain deals, you may find yourself without recourse in the event of cancellations or changes.

What Types of Travel Insurance Should You Consider?

Basic travel insurance covers a variety of situations, including lost luggage, delays, injuries, and illnesses. It can also provide emergency medical care and evacuation to your home. If you’re traveling internationally, it’s essential to check whether your medical insurance covers you abroad. If it doesn’t, purchasing additional health insurance is a wise choice. Similarly, review your auto insurance policy to ensure you have adequate coverage for rental cars or driving in foreign countries. Vacations are meant to be relaxing, and travel insurance can help ensure they stay that way.

At Let’s Insure in San Diego, CA, we prioritize our customers. Whether you’re planning a summer family getaway or the trip of a lifetime, take the time to give us a call. Travel insurance is more affordable than you might think, and it’s a worthwhile investment to protect your plans and your peace of mind.

Travel Car Insurance in San Diego, CA? Three Things to Know

Posted on October 31, 2023October 31, 2023 by admin

The sunny city of San Diego, CA is a wonderful destination for an upcoming vacation. Like much of the state, visitors will find that driving is often the best way to navigate the shopping and entertainment districts and, of course, the beautiful Pacific Coast Highway. Before embarking on your trip, let’s insure that you understand the importance of having the proper level of travel car insurance coverage.

Congested Roadways

Drivers unsure about travel car insurance and their need to have it will want to remember that most residents of the San Diego, CA area log thousands of miles each year. With congested freeways and busy surface streets, drivers who are unfamiliar with the area may be at higher risk of becoming involved in a collision. Travel car insurance coverage is the best way to ensure that you are protected from liability costs that may be incurred in traffic accidents and may also provide coverage when driving rental vehicles.

Protecting Against Vehicle Theft

Large cities, like San Diego, CA, typically have more incidences of auto theft and vandalism than less populated areas. While drivers will want to take precautions, such as ensuring that valuables are not left in a parked car, proper travel car insurance coverage is an excellent way to protect yourself better should your vehicle become damaged or stolen during your visit.

Offering Peace of Mind

Vacations are meant to be relaxing, even when embarking on travel routes for the first time. Travel car insurance coverage can be designed to offer the security and protection you need, whether stuck in an infamous San Diego, CA freeway traffic jam or enjoying the ocean views as you drive along the coast.

So, before you head to San Diego, CA, let’s insure your vehicle with the proper level of travel car insurance. Then, you can pack your swimwear and sunglasses and get ready to make vacation memories in the sun.

Travel Insurance for Overseas Trips

Posted on September 30, 2021October 10, 2021 by admin

Traveler’s insurance is a unique option that helps to make it easier for you to travel without suffering from any complications. At Let’s Insure, we can also provide San Diego, CA area residents with insurance for overseas trips, policies that help you in unique situations.

How Overseas Insurance Helps You

Overseas insurance is a type of travelers insurance policy that can be set up to handle your needs on various trips. You can buy a policy just before a trip or create one that works for you on multiple trips. It is often a good idea to have that kind of long-term option because it can help ensure that you get the coverage you need. Just a few ways we can help include how we’ll:

Check the country where you plan on traveling
Understand their laws and how they affect you
Find a unique level of coverage that makes sense for your needs
Make sure that the policy is suitable for you
Set up a coverage level that makes sense for your trip

You can also buy more comprehensive or long-term policies that will kick into play when you travel anywhere around the world. These policies are designed to help you if you need multiple types of help, including health coverage for various kinds of injuries or illnesses and helping to replace any of the items you take with you on your trip. In this way, you can minimize your losses.

You Can Get Great Coverage

If you believe that you’ll be traveling far from your San Diego, CA, home in the future, please don’t hesitate to reach out to us today to learn more about coverage options. Our team at Let’s Insure will do what they can to help give you the high-quality policy that makes the most sense for your needs.

Travel insurance basics

Posted on March 28, 2021March 28, 2021 by admin

Traveling is one of the best joys in life. Planning is part of the fun, finding the perfect place to visit and the right place to stay. It can be the work of weeks and even months to get everything booked and planned perfectly. Despite all your perfect plans, things can go wrong, and if they do, it can cost you thousands of dollars and a lot of stress. At Let’s Insure in San Diego, CA we try to ensure that all of our customers have the perfect insurance for every occasion, and traveling is no exception.

Every travel insurance policy is not equal. You need to read the fine details very carefully to ensure that you are getting exactly what you need and want. Most travel insurance companies offer different levels of travel coverage, from quite basic to deluxe.

Flight Delays

More than 20% of flights are delayed. That means chances are you will be the victim at some point. If your flight is delayed or canceled by more than 6 hours, travel insurance will pay for meals, accommodations, and transportation expenses you incur.

Trip cancellation

Some travel insurance allows you to cancel for any reason, but that is not usually the case. Some typical reasons you can cancel are:

Illness or death of traveler or close family member
Tour operator or airlines goes out of business
Home or location not habitable
Theft of passport
Natural disaster at destination
Terrorism

Medical coverage

Most insurance issued in the United States won’t do you any good in another country. If you are traveling domestically, you won’t need this coverage. But overseas, having emergency medical insurance and dental gives a lot of peace of mind.

Lost or delayed luggage

Having your luggage lost or delayed can really ruin your vacation. With the right travel insurance, you will get a daily allowance for each day your luggage is missing to buy essentials and clothes.

Contact Let’s Insure San Diego, CA for your travel insurance needs.

A Complete Overview Of Travel Insurance

Posted on November 29, 2020November 29, 2020 by admin

Let’s Insure proudly serves the San Diego, CA community by helping residents find coverage. We are committed to helping our clients find policies that will allow them to protect what matters most. As an independent agency, we pride ourselves on offering our clients a wide variety of options.

Travel Insurance Overview

Millions of people around the World enjoy traveling every year. While traveling is often fun and exciting, there are also several risks involved that you should consider the next time you make plans to travel out of San Diego. CA, inquire about travel insurance. Travel insurance will cover you if unexpected circumstances arise.

The policy covers you if an emergency causes you to cancel your reservation at the last minute. You’ll be covered for any hotel or rental car accommodations that you have to cancel. You will also be covered if an unexpected travel delay causes problems.

The policy also covers you if you get ill while you are out of town. Travel insurance gives you a peace of mind that you will be protected if you have to undergo emergency medical care while on vacation. Travel insurance also covers your transportation. You will be covered if your rental vehicle is involved in a collision or if someone steals it.

If you are traveling out of town on business, you can amend your policy to cover you if something happens to your equipment. You can also add liability coverage in case a disaster arises. The policy covers you if you are involved in an auto accident or another potential liability dispute.