Travel insurance basics

Traveling is one of the best joys in life. Planning is part of the fun, finding the perfect place to visit and the right place to stay. It can be the work of weeks and even months to get everything booked and planned perfectly. Despite all your perfect plans, things can go wrong, and if they do, it can cost you thousands of dollars and a lot of stress. At Let’s Insure in San Diego, CA we try to ensure that all of our customers have the perfect insurance for every occasion, and traveling is no exception. 

Every travel insurance policy is not equal. You need to read the fine details very carefully to ensure that you are getting exactly what you need and want. Most travel insurance companies offer different levels of travel coverage, from quite basic to deluxe. 

Flight Delays

More than 20% of flights are delayed. That means chances are you will be the victim at some point. If your flight is delayed or canceled by more than 6 hours, travel insurance will pay for meals, accommodations, and transportation expenses you incur. 

Trip cancellation

Some travel insurance allows you to cancel for any reason, but that is not usually the case. Some typical reasons you can cancel are:

  • Illness or death of traveler or close family member
  • Tour operator or airlines goes out of business
  • Home or location not habitable
  • Theft of passport
  • Natural disaster at destination
  • Terrorism

Medical coverage

Most insurance issued in the United States won’t do you any good in another country. If you are traveling domestically, you won’t need this coverage. But overseas, having emergency medical insurance and dental gives a lot of peace of mind. 

Lost or delayed luggage

Having your luggage lost or delayed can really ruin your vacation. With the right travel insurance, you will get a daily allowance for each day your luggage is missing to buy essentials and clothes. 

Contact Let’s Insure San Diego, CA for your travel insurance needs.