San Diego is one of the best places to live in the United States. It has near-perfect weather and a lot of other things going for it. It is an expensive place to live and getting into the housing market with a condo is a smart option. At Let’s Insure in San Diego, CA we have spent the last 20 years improving communication between insurance companies and clients and providing outstanding service to every client.
Condo associations have a master policy that covers part of your condo. It can be all-in or walls-in. At the bare minimum, it covers the roof, common areas, and exterior walls. Some policies go in further to include appliances and some systems. Make sure you know what kind of coverage you have before you get your personal condo insurance.
Your possessions are covered with a condo insurance policy. This may include everything from your appliances to your clothing and jewelry. Like home insurance, it has limits on certain types of possession. If you have expensive jewelry, electronics, arts, or antiques you may need to purchase a rider to get enough coverage. The policy includes theft coverage and your possessions are covered away from home when you are traveling or have them in your vehicle.
If someone is injured while visiting your condo or by a member of your family away from your condo, your liability coverage will help with any medical bills, property damage, judgments against you, and legal costs.
Loss of use
If your condo is damaged by a covered peril, you may have to find another place to stay until you are able to move back home. This coverage will help pay for that.
When you are ready to discuss your condo insurance needs, contact Let’s Insure in San Diego, CA